premier risk

6
May

Understanding the Difference Between Condo Insurance and Co-op Insurance

Condominium (condo) and cooperative apartment (co-op) insurance are quite different and more complicated than homeowner insurance. Let’s take a look at how condo and co-op insurance works, how it relates to association policy, and the responsibilities required of you in the event of a claim. What You Need to Know About Condo and Co-op Insurance Owning a condo in NYC

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29
Apr

Starting a Business? Top Commercial Insurance Policies to Consider

INSURANCE POLICIES EVERY ENTREPRENEUR SHOULD CONSIDER  Starting a business is an exciting – albeit scary – adventure. Perhaps you’ve noticed an untapped market or people have recently responded to your talents and you’re ready to make some money. Either way, you’ve taken the leap of faith to start your own business. For a brand new business owner, there are a

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22
Apr

A Quick Guide to Life Insurance in NY

Buying life insurance in New York is about protecting the dear ones in your life today and in the future. Before purchasing a policy, it’s important to understand that there are significant differences between the types of life insurance available in the market. Do you need short-term coverage with a pathway for permanent protection or lifetime coverage with an investment

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15
Apr

All You Need to Know While Switching Car Insurance in NY

New York State Auto Insurance Requirements To register a vehicle in New York, you must carry the state-mandated minimum automobile liability insurance. This includes: For an accident involving a single individual, you need $50,000 for death and $25,000 for bodily injury For an accident involving more than one individual, you need $100,000 for death and $50,000 for bodily injury For

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18
Mar

The Role of Encrypted Emails in Protecting PII

Email message encryption isn’t just a vital cybersecurity measure. It may be required by law in the case of electronic mail containing personally identifiable information (PII), and there’s a good reason for it. When you send any email, it usually traverses multiple computers before it reaches the recipient’s workstation. The message is dangerously exposed to the prying eyes of hackers

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4
Mar

What Does It Mean to be Underinsured and How Can You Avoid It?

Being underinsured in healthcare, homeowners, or even auto coverage means that the policyholder has insufficient insurance protection. Their policy limits may not be high enough to cover the full cost of a claim, which may leave them liable for a huge financial loss if a covered event occurs. By increasing your limits or purchasing appropriate insurance endorsements, you can minimize

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25
Feb

How to Prepare for an OSHA Inspection

Every business owner will know that preparing for an OSHA inspection begins long before inspectors arrive at the door. Complying with OSHA standards demands long-term commitment and adherence to important safety rules. Businesses must strive to promote a culture of safety and wellness, provide training, and motivate the entire team to safeguard their workplace. WHAT DOES OSHA USUALLY INSPECT? OSHA

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18
Feb

Why Local Entrepreneurs Should Consider New York Business Insurance

Owning a small business is something many entrepreneurs have dreamed of their entire lives. Owning your own business allows you to fulfill your customers’ needs, enrich the lives of your employees, and make positive contributions to the economy. You also have the freedom of working for yourself. However, operating a business comes with many risks. Figuring out a plan to

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4
Feb

5 Questions to Ask About Workers’ Compensation in NY

There are several things you should learn about workers’ compensation. The best place to start is with the basics, such as the what, why, who, when, and where. Knowing the answers to these questions will help you make better decisions and ensure you have the best coverage possible. Speaking to a reputable agent can help answer any questions you might

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