Premier Risk LLC

24
Nov

Why Homeowners Insurance Is Required to Sell a Home in Long Island, NY

You might be thinking about whether you need homeowners insurance when selling a home. The answer is yes, you need homeowners insurance for the home you are going to sell which will cover you until you sell it. However, the type of homeowners insurance you need will vary depending on your situation. What Is Covered by Homeowners Insurance While Selling

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16
Nov

Waiver of Subrogation in Commercial Property Insurance: What Does It Mean for You?

Signing a contract with a waiver of subrogation clause allows one or more parties doing business together to give up the right to sue each other. Here’s a look at how the provision can impact your commercial property insurance coverage. Where is a Subrogation Clause Used? Your commercial property insurance policy will most probably include a subrogation provision. The clause

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26
Oct

The Truth Regarding Some Common Motorcycle Insurance Myths

Motorcycling is a popular hobby. Many people enjoy riding motorcycles as a way to express their freedom and creativity. While exploring your passion, learning about the potential risks associated with operating a motorcycle is important. Obtaining motorcycle insurance offers you a layer of protection while you’re on the road. Finding the right motorcycle insurance policy can be challenging. However, things

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14
Oct

How Can Ocean Marine Insurance Protect Your Business

Does part of your business or personal experience involves shipping materials or goods overseas? Since it’s important to protect valuable assets during the shipping process, consider ocean marine insurance for items transported by sea. Here’s a deeper look at ocean marine insurance, who needs it, and what it covers. Who Needs Ocean Marine Insurance Coverage? A wide range of international

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21
Sep

Why Should You Must Have Renters Insurance

Renting a home or an apartment doesn’t mean you have any less risk of loss. It’s up to you to protect your home and your belongings, even if you don’t own the property you live in. Renters insurance is an affordable way to make sure you remain financially stable. Protecting your home and your family is just as important when

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14
Sep

Tips to Get the Right Commercial Auto Safety Policy

Commercial truck safety is a major priority for businesses in the commercial trucking industry. There are risks involved with operating a commercial truck, which is why serious accidents occur occasionally. Luckily, many businesses are strengthening their safety programs to prevent major catastrophes from happening. With a few adjustments, you can help keep your drivers safe on the road and protect

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24
Aug

Best Ways to Protect Your Contracting Business and Employees

If you choose to be an independent contractor, it will take a lot of hard work for you to establish yourself as a professional. One error might negate all of your hard work and endanger your company. As an independent contractor, you face many risks, some of which are solely related to the type of work you do. The fact

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11
Aug

How Inspections Impact Your Car Insurance Premiums

In most cases, auto insurance companies work with inspection agencies to finalize insurance rates for drivers. The inspection services provide insurers with access to photos from a car inspection they performed. Insurance companies use photo inspections to assess the status of different vehicles and to adjust coverages or finalize claims. Are Inspections Required to Obtain Car Insurance? Some insurance companies

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26
Jul

Tips to Protect Your Company with Cyber Liability Insurance

The digital landscape today faces more frequent cyber threats than ever, with ransomware attacks increasing by 105% in 2021. For financial protection in the event of a data breach, companies are increasingly investing in commercial cyber liability insurance. Read on to learn more about the benefits of insuring your small business against cyber incidents. An Overview of Cyber Liability Insurance

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