Premier Risk LLC

17
May

The Young Adult’s Guide to Buying Life Insurance: What You Need to Know

When you’re young and just starting out, life insurance may not be at the forefront of your mind. After all, you’re healthy, you have a long career ahead of you, and you’re not ready to start thinking about the end of your life. However, buying life insurance when you’re young can actually be a smart financial move. In this blog,

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3
May

9 Actionable Tips to Lower Your Home Insurance Rates

As a homeowner, you may find that your insurance rates are one of your biggest expenses. But did you know that there are ways to lower your home insurance rates? By taking some simple steps, you can potentially save hundreds of dollars each year. In this blog, we will discuss 9 actionable tips that can help you lower your home

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22
Feb

How Does Life Insurance Policy Work When Someone Passes?

When someone we love passes away, it can be difficult to think about the practicalities of dealing with the aftermath. However, there is a financial aspect to consider, and life insurance is one way to help ensure your loved one’s family is taken care of. This article will discuss how life insurance works when someone passes away and the steps

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8
Feb

Commercial Auto Vs. Personal Auto Insurance: What You Need to Know

When it comes to purchasing auto insurance, there are two main types to choose from: commercial and personal. While they both provide financial protection to drivers in the case of an accident, there are important differences between them. In this blog post, we’ll take a look at the differences between commercial and personal auto insurance and discuss which type is

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25
Jan

Should Companies Lease or Buy Their Fleet of Vehicles?

As a business owner, you’re constantly searching for ways to minimize risks while maximizing profits. Perhaps you rely on vehicles to provide an essential service to your customers. Purchasing commercial auto insurance is important. Once you have a strong policy in place, you’re likely trying to figure out whether to lease or buy a fleet. Most companies opt to lease

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11
Jan

Why Are Home Inspections So Important?

Home inspections are valuable tools people can use to learn the actual condition of their home before they buy it. Inspections are performed by licensed contractors who are certified to evaluate your home’s structures and all of the systems within it. They are able to identify potential problems and provide recommendations on any improvements. In some cases, the improvements will

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28
Dec

Safety Tips to Keep Your Employees Out of Harm’s Way in the Winter

The winter months pose a few hazards you won’t find during the summer. If you’re an employer, it’s up to you to make sure your employees are safe while they are at work. Some precautions are much easier to take than others but making every possible effort you can to keep your employees safe and on the job will keep

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14
Dec

Driving in Icy Conditions? Check Out These Safety Tips

Driving in winter increases the risk of accidents due to wet and slippery roads. Ideally, you’ll have a choice not to drive in severe weather. However, if you do have to drive through snow and ice, make sure you take all precautionary measures and follow safety tips to avoid accidents and mishaps. Tips to Drive Safely in Winter Here are

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24
Nov

Why Homeowners Insurance Is Required to Sell a Home in Long Island, NY

You might be thinking about whether you need homeowners insurance when selling a home. The answer is yes, you need homeowners insurance for the home you are going to sell which will cover you until you sell it. However, the type of homeowners insurance you need will vary depending on your situation. What Is Covered by Homeowners Insurance While Selling

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