Blog Archive
27
Jun
Understanding Waivers of Deductible in Home Insurance
What You Should Know About Waivers of Deductible Clauses Chances are, you have already determined your deductible on your home and auto insurance policies. But did you know about the waiver of deductible clause? A waiver of deductible is a clause in your insurance policy that lists situations where you will not have to pay the deductible in the event
20
Jun
Schedule These Health Screenings This Men’s Health Month
The Men’s Health Screenings You Should Be Doing Did you know that June is Men’s Health Awareness Month? What better way to celebrate it than by making an appointment with a doctor and reviewing your health? Although routine health screenings often get pushed to the side, they are important in helping you to understand your health and habits. This June,
13
Jun
Why Your Age Makes a Difference When Buying Life Insurance?
Your Age Can Impact Your Life Insurance Generally, life insurance premiums are based on two major factors: your age and health. All other factors being equal, the younger you are, the cheaper your life insurance premium. This is because insurers determine the premium based on risk. Statistically, the younger (and supposedly healthier you are), the lower the chance of
6
Jun
3 Different Life Situations That Can Benefit From Life Insurance
Situations to Use Life Insurance Life insurance is valuable for a wide variety of people, even if they haven’t even thought about getting coverage. It’s not just parents with children who need coverage, nor is it just for people who have a great deal of debt. Take a look at this list of people who might need life insurance on
30
May
Common Myths About Auto Insurance – Busted
Understand the Truth Behind Common Misconceptions We know we need car insurance. Unfortunately, for many people, there are certain myths floating around about car insurance that means they select the wrong insurance or do not understand it in truth. To help, we’ve picked a few common myths and the truth behind them. Car insurance only covers accidents. Apart from accidents,
23
May
Top 4 Reasons to Purchase Life Insurance
Why You Should Acquire Life Insurance Coverage Life insurance is something that no one likes to think about. It can be morbid and daunting, but it is a necessary part of financial planning for your family’s future. It’s easy to put off purchasing a policy when you’re young and healthy, but the longer you wait, the great the chances of
16
May
EPLI: Does Your Small Business Need It?
Should Your Business Acquire EPLI? Employers Practices Liability Insurance, EPLI, is an insurance coverage commonly overlooked by businesses. EPLI provides a limit of insurance, separate from the standard commercial policy, that protects your business operations against any actual or alleged wrongful acts. This can include staffing issues, hiring and firing, allegations of discrimination, and sexual harassment. These issues can happen
9
May
Key Details Homeowners Should Know About Home Insurance
Know What’s in Your Home Insurance Policy Many homeowners know that they need home insurance. They select their policy at random and then hope that they never have to use it. Unfortunately, this can be a costly mistake to make. If you are unaware of what is covered in your policy – unsure if it’s even the right policy –
25
Apr
Why You Should Consider a Commercial Life Insurance Policy
You know that personal life insurance is there to protect your family’s finances after you pass. But, have you thought about a commercial life insurance policy? Business owners, entrepreneurs, freelancers, and more can benefit from securing this coverage to increase their family’s safety net. If you’re curious, take a look at why you should consider commercial life insurance in Long
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