Business Risks You’re Overlooking Small and medium-sized business owners often forget about some of the most dangerous risks they are exposed to. All too often, these businesses face significant risks from employee lawsuits, business interruption, and cyber breaches – yet, take no action and overlook their danger. Employee Lawsuits Even if your team is close-knit and work well
Myths and the Truth Behind Them As with anything in life, there are a number of myths surrounding the topic of life insurance. Unfortunately, these common misconceptions can impact young families, causing them to overlook life insurance on Long Island, NY altogether or incorrectly understand a policy. We take a look at the top three myths about life insurance
How Certain Home Insurance Claims Impact Your Premiums Insurance rates are based on a number of risks, but there are some factors that affect a policyholder’s insurance more than others, such as filing claims. Believe it or not, but filing claims will raise rates more than any other factor – besides poor credit. To help you understand which claims
The Relationship Between Your Credit and Life Insurance Premium When you’re looking to get the best life insurance premium for your coverage, then you will know that your rate is determined by a variety of factors, such as your health and lifestyle. What also impacts your premium, however, is your credit score. That’s right, having a good or poor
How Medical Conditions Can Affect Your Life Insurance Rate When you apply for life insurance, you’ll be asked several questions about your health as well as your family’s health history. This is because life insurance underwriters determine your monthly premiums based on your health and genetic tendencies. But do you know which medical conditions impact your premium? Heart
Ask Your Car Insurer These Questions Buying insurance may not be the most thrilling experience. You may choose to turn to the help of an insurer to better understand your coverage, options, and discounts. When you’re shopping for car insurance on Long Island, NY policy, make sure to ask your agent these questions. What coverage do I need?
What to Look Out for When Reading a Certificate of Insurance Form As a business owner, you may work with other businesses. When they hire your company, they want to know that working with you won’t increase their legal liability. Similarly, when you hire vendors or contractors, you want to ensure that hiring them won’t hurt you financially. Both parties
Lesser-Known Facts About Life Insurance The insurance industry is a mysterious one, and not a lot of people fully take the time to explore their options when it comes to policies. Although life insurance agents can be incredibly useful in explaining your choices and coverage, some may not be telling you the whole truth. We’ve unveiled a few lesser-known facts
Fight Climate Crisis by Making Small, Impactful Steps at Home There’s no doubt that we’re in a climate crisis. Now, more than ever, people are looking for meaningful ways that they can help the planet. Everything from attending protests and participating in trash cleanup to voicing your concerns to your local community can be extremely productive. But for those who