Homeowners Insurance

How Certain Home Insurance Claims Impact Your Premiums   Insurance rates are based on a number of risks, but there are some factors that affect a policyholder’s insurance more than others, such as filing claims. Believe it or not, but filing claims will raise rates more than any other factor – besides poor credit. To help you understand which claims

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How to Protect Your Home From Winter Damage With the holidays comes the winter. The sub-zero temperatures and harsh storms make us want to wrap up warm. It is equally important to remember that our homes are as susceptible to the cold as we are. Cold temperatures, ice, snow, and rain are capable of wreaking havoc on a property and

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Security Tips to Consider for Your Home Every homeowner wants to do their best to protect their property. From locking the doors at night to installing motion-sensitive lights to securing home insurance on Long Island, NY, there are plenty of solutions to ramp up your home security. There are a few extra tips you can follow that help you to

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The Most Preventable Home Insurance Claims Homeowners often believe that homeowners insurance claims only occur when they are major disasters because of Mother Nature. Although it’s true that storms and hurricanes account for some claims, most home insurance claims can be entirely preventable by the homeowner. Take a look at some of the top preventable claims for homeowners insurance on

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Don’t Avoid Fixing These Home Tasks  If you notice something goes awry in your home, it’s tempting to wait until you have more time or money to resolve the issue. The problem of doing this, however, is that minor problems can escalate quickly, leading to major repairs and hefty expenses. As a homeowner, you can keep your property in good

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Secure Your Home While You’re Away  Your vacation was booked months ago, your bags are packed, and you’re ready for some much-needed R and R. Whether you’re going on a short getaway or have an extended journey abroad, it should be a shame for your home to face an accident while you were gone. Alongside your homeowners insurance on Long

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Know What’s in Your Home Insurance Policy Many homeowners know that they need home insurance. They select their policy at random and then hope that they never have to use it. Unfortunately, this can be a costly mistake to make. If you are unaware of what is covered in your policy – unsure if it’s even the right policy –

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Protecting Your Fiancée’s Engagement Ring  Did you pop the question to your loved one over Valentine’s Day? Perhaps you did it over the holiday season and you’re now wondering whether or not to purchase insurance to protect the ring on their finger? An engagement ring is an investment, and thankfully you get to dictate how much you’re willing to risk.

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Determine How Much Liability Insurance You Need As a homeowner, you work hard to protect your property and pocket. That’s what you have homeowners insurance in Long Island, NY for, right? While your homeowners insurance certainly protects your property, it also gives you liability coverage which is often overlooked but incredibly useful. One of the most important components of a

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