A homeowners insurance binder is a document that you’ll get from your insurance agent that proves that you’ve bought homeowners insurance. The document essentially serves as a provisional insurance policy. As such, it contains your homeowners policy details, including the deductible and coverage limits. After you receive the official homeowners insurance policy, the binder becomes invalid. Here’s detailed information on
Determine How Much Liability Insurance You Need As a homeowner, you work hard to protect your property and pocket. That’s what you have homeowners insurance in Long Island, NY for, right? While your homeowners insurance certainly protects your property, it also gives you liability coverage which is often overlooked but incredibly useful. One of the most important components of a