How to Handle a Car Accident Claim Without the Additional Information
It can happen to the best of us: getting into a car accident and not getting the other driver’s information. Perhaps you were flustered and simply forgot, perhaps they wouldn’t divulge anything, it could have even been a hit-and-run accident. Regardless, you’re in the unfortunate position that the responsibility of the incident is not on you. However, don’t panic. We’ve rounded up the best tips to help you get through.
If you forgot to get their info
- Make sure you aren’t hurt. Check over for injuries. Even if you feel fine, you may need medical attention.
- Call the police – even if everyone is unharmed and the accident seems minor.
- Write down everything you can remember about the vehicle, driver, sequence of events, and location. These notes should be as detailed as possible.
- Notify your insurance company even if you don’t have the other driver’s insurance information.
If the other driver refuses to give their info
- Keep your cool, even if the other driver is angry. If the other driver becomes aggressive, stay in your car with the windows rolled up.
- Call the police. They can intervene and get details you might not be able to get on your own.
If the accident was hit-and-run
- Get yourself and other passengers to safety.
- Take photos of your vehicle, location, and anything else that may be of use.
- Speak to witnesses who may have seen the accident. Write down their accounts, name, and contact details.
- Call the police – always call them in the event of an accident. Report the hit-and-run within 24 hours, although sooner is always better.
When you’re looking for quality car insurance that you can count on, trust the experts at Premier Risk, LLC. We have years of experience matching the right auto policy to the motorist, tailoring it to your needs, budget, and vehicle. Contact us today on Long Island, New York to get started!