FLOOD INSURANCE

The damages caused by a flood can be extensive and extremely costly. Make sure that your business’s property is safeguarded from such a disaster with the right flood insurance.

Did you know that just a few inches of flood water can result in hundreds of thousands of dollars in damages?  If your business suffers from flood damage, then this could force you to temporarily close your doors and could drain your accounts as your attempt to pay for repairs.  To make matters worse, standard commercial property insurance will not cover the damages caused by flood.  The only way to prevent this cost from coming out of your own pockets is by investing in the right commercial flood insurance.

Commercial flood insurance is very straight forward; it offers coverage to address the cost of flood damages to your building and the other property housed inside of it.  For instance, a flood insurance policy will offer coverage for your business’s floors, walls, ceilings, fixtures, furniture, inventory, equipment, appliances, electrical and plumbing systems, detached garages, and so on.  In addition to these coverages, flood insurance will also help cover the cost of debris removal as well.

If your business in located in an area prone to flooding, then commercial flood insurance is an essential protection that you cannot afford to overlook.  In fact, for some businesses, having this type of coverage might actually be mandatory.  Even if your business is located in an area without a history of flooding, you should still consider investing in this protection.  There are many unforeseen circumstances that could result in your business sustaining flood damage.  For instance, even businesses located in extremely dry areas have experienced flood damage as a result of pipe damage and clogged drains.

Get your business the protection it needs with the right flood insurance.  For assistance with your commercial coverage, contact the experts at Premier Risk, LLC.  Our dedicated team is ready to assist you with all your business’s insurance needs today.

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