Blog Archive
21
Jul
8 Critical Steps to Consider When Buying Life Insurance in NY
Many New Yorkers with life insurance draw appreciable peace of mind from taking out this policy on their loved ones. The protections are worth the investment, but it’s important that you select the right coverage type for your unique needs. As you shop for life insurance in NY, here are important factors to keep in mind. #1. Do You Need
14
Jul
Business Insurance in NY: Your Ultimate Guide
Small and medium-sized enterprises account for more than 95% of all businesses in New York (NY). Similar to other businesses across the U.S., these businesses face myriad challenges, including, among others, inadequate funding, natural disasters, cyber threats, theft, lawsuits, third-party claims, and bodily injuries. This means that businesses operating in NY should carry the right business insurance coverage. Here’s a
2
Jul
Top Benefits of Life Insurance for Women
Believe it or not, but fewer women than men have life insurance. Not only that, but the death benefit is also well below that of men – about 22 percent less. Yet, women have become increasingly dominant players in today’s American workforce. Some women are the sole breadwinners for their families and, as such, are looking for financial security from life
17
Jun
How Much Umbrella Insurance Coverage Do I Need?
In today’s world, having insurance is important to protect yourself from unforeseen damages and losses. In fact, it is mandatory in most states to protect your home, car, or other assets. The problem is, many people only have an insurance policy that meets the state’s minimum requirements. While it protects the policyholder, it does little to pay for the total
3
Jun
What to Do If Damages from a Car Accident Exceed Your Insurance Limits
Car accidents can cause result in significant damages. In some cases, the cost of that damage may exceed the limits of a person’s auto insurance coverage. When this happens, you may be left paying for any amount that is not covered. This can include both auto repairs, property damage, or medical expenses. Understanding your rights and the available legal options
20
May
An In-depth Look at the Pros and Cons of Different Types of Life Insurance
Is Life Insurance Worth It? Life insurance in NYC can be used to pay off final expenses, eliminate outstanding debts, or even cover daily expenses, depending on the kind of policy you select. The question of whether purchasing life insurance is a smart decision and investment or not depends on what kind of coverage you need and what you want
6
May
Understanding the Difference Between Condo Insurance and Co-op Insurance
Condominium (condo) and cooperative apartment (co-op) insurance are quite different and more complicated than homeowner insurance. Let’s take a look at how condo and co-op insurance works, how it relates to association policy, and the responsibilities required of you in the event of a claim. What You Need to Know About Condo and Co-op Insurance Owning a condo in NYC
29
Apr
Starting a Business? Top Commercial Insurance Policies to Consider
INSURANCE POLICIES EVERY ENTREPRENEUR SHOULD CONSIDER Starting a business is an exciting – albeit scary – adventure. Perhaps you’ve noticed an untapped market or people have recently responded to your talents and you’re ready to make some money. Either way, you’ve taken the leap of faith to start your own business. For a brand new business owner, there are a
22
Apr
A Quick Guide to Life Insurance in NY
Buying life insurance in New York is about protecting the dear ones in your life today and in the future. Before purchasing a policy, it’s important to understand that there are significant differences between the types of life insurance available in the market. Do you need short-term coverage with a pathway for permanent protection or lifetime coverage with an investment
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