Blog Archive
25
Nov
Insurance for Modular Homes: What You Need to Know
If you’ve ever considered buying a modular home in New York, you may wonder if you can protect it with a standard homeowners’ insurance plan. The answer is yes since many insurance companies don’t differentiate between a modular and conventional home. Nonetheless, there may be differences in risks. Here’s what you need to know about modular or mobile home insurance
11
Nov
4 Effective Ways to Reduce Workers’ Compensation Costs
As an employer, one of your priorities should be to keep your employees safe and reduce your workers’ compensation costs. A safe work environment will allow your employees to focus on their work and be as productive as possible at all times. It also proves that you have their best interests in mind and will do what needs to be
21
Oct
Ways Business Insurance Can Save Your Company
As a business owner, you wear a lot of hats. From sales to final decisions to hiring and daily operations, there are many choices you have to make daily. When it comes to commercial insurance, the decision fatigue can kick in, leaving you with little time and energy to navigate the selection of the right insurance policy. While you may
14
Oct
A Quick Guide to Workers’ Compensation Insurance in NY
According to the U.S. Small Business Administration, about 17 percent of businesses must carry workers’ compensation due to hiring at least one employee. Coverage can be customized to reflect your company size and workplace risks. Today, more than ever, it is important for businesses to let employees know that you care about their well-being. Here’s a quick guide to getting
7
Oct
Do I Need Homeowners’ Insurance in NY?
Homeowners’ insurance is capable of helping you secure the financial investment you have made in your home or condo. By paying monthly (or yearly) premiums, you are guaranteed to be reimbursed for any damages to your property that fall within the limits of your policy. Homeowners’ insurance will also cover any liability payouts that may be filed. Liability coverage will
22
Sep
Important Factors That Can Influence Your Life Insurance Policy
Life insurance premiums differ from person to person. No two people have the same health condition, occupation, habits, and personal characteristics. Because of each person’s unique circumstances, policies must be evaluated on an individual basis. Your insurance will ask you many questions that will give them insight into many different areas of your life. When they have a clear idea
8
Sep
How to Find Insurance for Old Vehicles in NY
Finding auto insurance in NY can be a difficult process. Things become even more complicated when you are looking for car insurance for an old vehicle. While you might feel that having an old car is a disadvantage, there are a few things that you can do to find a good auto insurance policy, even if you have a vehicle
25
Aug
A Quick Guide to Machinery Breakdown Insurance
As the name implies, machinery breakdown insurance pays for the repair and replacement of machines as well as the financial losses incurred in case of a breakdown. For instance, if a power surge damages your computers halting business operations for one week, this policy will reimburse you the income lost during this time as well as cover the costs of
11
Aug
Products-Completed Operations Coverage Explained
As a business owner, you are exposed to multiple risks. Having the right policies in place can prevent legal action from occurring. If you sell different products, you need to know about products-completed operations insurance. This policy contains unique features compared to basic liability coverage. Product liability coverage protects your business if you are sued by someone because they believe
Recent Posts
At Premier Risk, LLC we strive to create security and confidence for our clients by providing cost-effective risk management solutions.
