Blog Archive

21
Sep

Why Should You Must Have Renters Insurance

Renting a home or an apartment doesn’t mean you have any less risk of loss. It’s up to you to protect your home and your belongings, even if you don’t own the property you live in. Renters insurance is an affordable way to make sure you remain financially stable. Protecting your home and your family is just as important when

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14
Sep

Tips to Get the Right Commercial Auto Safety Policy

Commercial truck safety is a major priority for businesses in the commercial trucking industry. There are risks involved with operating a commercial truck, which is why serious accidents occur occasionally. Luckily, many businesses are strengthening their safety programs to prevent major catastrophes from happening. With a few adjustments, you can help keep your drivers safe on the road and protect

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24
Aug

Best Ways to Protect Your Contracting Business and Employees

If you choose to be an independent contractor, it will take a lot of hard work for you to establish yourself as a professional. One error might negate all of your hard work and endanger your company. As an independent contractor, you face many risks, some of which are solely related to the type of work you do. The fact

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11
Aug

How Inspections Impact Your Car Insurance Premiums

In most cases, auto insurance companies work with inspection agencies to finalize insurance rates for drivers. The inspection services provide insurers with access to photos from a car inspection they performed. Insurance companies use photo inspections to assess the status of different vehicles and to adjust coverages or finalize claims. Are Inspections Required to Obtain Car Insurance? Some insurance companies

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26
Jul

Tips to Protect Your Company with Cyber Liability Insurance

The digital landscape today faces more frequent cyber threats than ever, with ransomware attacks increasing by 105% in 2021. For financial protection in the event of a data breach, companies are increasingly investing in commercial cyber liability insurance. Read on to learn more about the benefits of insuring your small business against cyber incidents. An Overview of Cyber Liability Insurance

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13
Jul

What Are the Benefits of Being an Independent Insurance Agency?

When you are in the market for insurance, you will either choose a captive agent or an independent agent. Captive agents work in an agency that offers policies from one carrier. An independent agent who works at an independent agency offers more options from a wider range of carriers. Both types of agents offer benefits in their own ways. There

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24
Jun

All You Need to Know About a Homeowners Insurance Binder

A homeowners insurance binder is a document that you’ll get from your insurance agent that proves that you’ve bought homeowners insurance. The document essentially serves as a provisional insurance policy. As such, it contains your homeowners policy details, including the deductible and coverage limits. After you receive the official homeowners insurance policy, the binder becomes invalid. Here’s detailed information on

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15
Jun

15 Insurance Policies that Your Small Business Needs

To protect your business from the liabilities and costs that come with accidents and other risks that your small business faces, you should carry the right business insurance policies. Here’s a look at fifteen of the most important insurance plan. Protect Your Business Against Liability General Liability Insurance General liability insurance covers various liability claims, including property damage, bodily injury,

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24
May

Reasons Why Your Business Will Benefit from Inland Marine Insurance

The transfer of consumer or personal goods in the shipping process can be by land, water, or air. If your business transports products by lands, such as with trucks or rail, you need inland marine insurance to protect the value of the items. Products can get broken or lost in the shipping process, but this coverage pays for damage or

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