Blog Archive
18
Jul
Preparing for a Life Insurance Medical Exam
Tips to Help You Navigate the Life Insurance Medical Exam When you’ve decided on a life insurance policy, your application may require you to complete a medical exam. Insurers like to get a better understanding of your health when determining your policy and how much you’ll pay in premiums. To help you pass the medical exam with flying colors and
11
Jul
Does Every Person In Your Household Need to be Listed on Your Insurance Policy?
Who Has to Be Placed on an Auto Policy? When you are filling out an auto insurance application, you will face the question of who is in your household. You may be thinking that although you live with three other drivers, you are only looking to insure yourself on your vehicle. However, generally, everyone in your household should be listed
2
Jul
Tips on How to Protect Your Home Before Leaving for Vacation
Secure Your Home While You’re Away Your vacation was booked months ago, your bags are packed, and you’re ready for some much-needed R and R. Whether you’re going on a short getaway or have an extended journey abroad, it should be a shame for your home to face an accident while you were gone. Alongside your homeowners insurance on Long
27
Jun
Understanding Waivers of Deductible in Home Insurance
What You Should Know About Waivers of Deductible Clauses Chances are, you have already determined your deductible on your home and auto insurance policies. But did you know about the waiver of deductible clause? A waiver of deductible is a clause in your insurance policy that lists situations where you will not have to pay the deductible in the event
20
Jun
Schedule These Health Screenings This Men’s Health Month
The Men’s Health Screenings You Should Be Doing Did you know that June is Men’s Health Awareness Month? What better way to celebrate it than by making an appointment with a doctor and reviewing your health? Although routine health screenings often get pushed to the side, they are important in helping you to understand your health and habits. This June,
13
Jun
Why Your Age Makes a Difference When Buying Life Insurance
Your Age Can Impact Your Life Insurance Generally, life insurance premiums are based on two major factors: your age and health. All other factors being equal, the younger you are, the cheaper your life insurance premium. This is because insurers determine the premium based on risk. Statistically, the younger (and supposedly healthier you are), the lower the chance of
6
Jun
3 Different Life Situations That Can Benefit From Life Insurance
Situations to Use Life Insurance Life insurance is valuable for a wide variety of people, even if they haven’t even thought about getting coverage. It’s not just parents with children who need coverage, nor is it just for people who have a great deal of debt. Take a look at this list of people who might need life insurance on
30
May
Common Myths About Auto Insurance – Busted
Understand the Truth Behind Common Misconceptions We know we need car insurance. Unfortunately, for many people, there are certain myths floating around about car insurance that means they select the wrong insurance or do not understand it in truth. To help, we’ve picked a few common myths and the truth behind them. Car insurance only covers accidents. Apart
23
May
Top 4 Reasons to Purchase Life Insurance
Why You Should Acquire Life Insurance Coverage Life insurance is something that no one likes to think about. It can be morbid and daunting, but it is a necessary part of financial planning for your family’s future. It’s easy to put off purchasing a policy when you’re young and healthy, but the longer you wait, the great the chances
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At Premier Risk, LLC we strive to create security and confidence for our clients by providing cost-effective risk management solutions.
