Blog Archive
20
Feb
Should a Big Raise Also Lead to More Life Insurance?
Does a Raise Spark More Life Insurance Coverage? Congratulations, you’ve got a big raise! Whether it was unexpected or you’ve been working to achieve it for months, you may be cheering and celebrating. Sooner rather than later, you will want to sit down and think about what you’ll do with all that extra income. It may be far down
13
Feb
The Most Commonly Overlooked Business Risks
Business Risks You’re Overlooking Small and medium-sized business owners often forget about some of the most dangerous risks they are exposed to. All too often, these businesses face significant risks from employee lawsuits, business interruption, and cyber breaches – yet, take no action and overlook their danger. Employee Lawsuits Even if your team is close-knit and work well
6
Feb
Life Insurance Myths That Could Hurt Young Families
Myths and the Truth Behind Them As with anything in life, there are a number of myths surrounding the topic of life insurance. Unfortunately, these common misconceptions can impact young families, causing them to overlook life insurance on Long Island, NY altogether or incorrectly understand a policy. We take a look at the top three myths about life insurance
30
Jan
Which Claims Raise Home Insurance Rates the Most?
How Certain Home Insurance Claims Impact Your Premiums Insurance rates are based on a number of risks, but there are some factors that affect a policyholder’s insurance more than others, such as filing claims. Believe it or not, but filing claims will raise rates more than any other factor – besides poor credit. To help you understand which claims
23
Jan
Can Good Credit Lead to a Better Deal on Life Insurance?
The Relationship Between Your Credit and Life Insurance Premium When you’re looking to get the best life insurance premium for your coverage, then you will know that your rate is determined by a variety of factors, such as your health and lifestyle. What also impacts your premium, however, is your credit score. That’s right, having a good or poor
16
Jan
Which Medical Issues Impact Your Life Insurance Premiums?
How Medical Conditions Can Affect Your Life Insurance Rate When you apply for life insurance, you’ll be asked several questions about your health as well as your family’s health history. This is because life insurance underwriters determine your monthly premiums based on your health and genetic tendencies. But do you know which medical conditions impact your premium? Heart
9
Jan
Must-Ask Auto Insurance Questions
Ask Your Car Insurer These Questions Buying insurance may not be the most thrilling experience. You may choose to turn to the help of an insurer to better understand your coverage, options, and discounts. When you’re shopping for car insurance on Long Island, NY policy, make sure to ask your agent these questions. What coverage do I need?
23
Dec
How to Read a Certificate of Insurance Form
What to Look Out for When Reading a Certificate of Insurance Form As a business owner, you may work with other businesses. When they hire your company, they want to know that working with you won’t increase their legal liability. Similarly, when you hire vendors or contractors, you want to ensure that hiring them won’t hurt you financially. Both
19
Dec
Prevent Winter Damage by Preparing Your Property
How to Protect Your Home From Winter Damage With the holidays comes the winter. The sub-zero temperatures and harsh storms make us want to wrap up warm. It is equally important to remember that our homes are as susceptible to the cold as we are. Cold temperatures, ice, snow, and rain are capable of wreaking havoc on a property
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