premier risk

14
Feb

Debunking 5 Common Misconceptions of Workers’ Compensation

Workers’ compensation is a crucial safety net that provides financial and medical support to employees who suffer injuries or illnesses on the job. Several misconceptions surround the process of workers’ compensation, which can lead to misunderstandings and anxiety among workers. Keep reading to learn about the five common myths surrounding workers’ compensation that we will debunk in this blog.  

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7
Feb

The Ins and Outs of Changing Jobs While on Workers’ Compensation

The delicate balance between employment and injury recovery can be a daunting challenge for those navigating the intricate landscape of workers’ compensation benefits. One pressing question is whether individuals can begin a new job while receiving these benefits. Keep reading to learn about the nuances of workplace injuries and the important considerations injured workers should consider. What Happens to My

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24
Jan

What You Need to Know About Homeowners Insurance for Older Homes?

Owning an older home exudes charm and character with its architectural quirks and unique history. However, it also comes with a set of challenges, especially when it comes to securing homeowners insurance. In this blog, we’ll unravel the intricacies of home insurance for older homes, exploring the best coverage options and why insuring older homes might be a bit pricier.

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10
Jan

5 Instances Where Cyber Liability Insurance is a Lifesaver

In today’s digitally-driven world, businesses face unprecedented risks from cyber threats. As technology advances, so do the methods of cybercriminals looking to exploit vulnerabilities. In such an environment, businesses must adopt proactive measures to safeguard their sensitive data and operations. One indispensable tool in this arsenal is Cyber Liability Insurance. This blog will explore the significance of cyber liability insurance

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20
Dec

6 Reasons to Prioritize Renters Insurance

Regarding safeguarding your living space, renters insurance is a crucial yet often overlooked shield. Many renters assume their landlord’s insurance covers them, but the reality is quite different. Let’s continue reading to explore 6 reasons to prioritize renters insurance. 1. Your Landlord’s Insurance Won’t Cover You One common misconception among renters is that their landlord’s insurance policy will protect them

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6
Dec

How Professional Liability Insurance Benefits Small Business Owners?

Running a small business is a thrilling journey filled with unique challenges and triumphs. However, it also involves navigating through a myriad of risks that can threaten the very foundation of your venture. Professional liability insurance is an indispensable tool that stands as a silent guardian against these perils. Let’s continue reading to understand the depths of professional liability insurance

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22
Nov

Long-Term Care Annuities: How They Work

Long-term care can be costly. When considering retirement planning, we plan on enjoying our golden years. We try not to think of being ill or in a long-term care facility. We purchase annuities because they help create financial stability. The customizable insurance contracts can include a long-term care rider who will pay for our care if we become ill and

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8
Nov

Understanding Small Businesses and Workers’ Comp Insurance

Accidents are unexpected events that can financially drain any business, large or small. As a small business owner, it is up to you to know your responsibilities toward your employees and how to mitigate the risk for your business. Workers’ Comp insurance is an excellent way to accomplish both goals simultaneously. As a mandated form of insurance coverage in most

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11
Oct

Exploring Ocean Marine Insurance Coverage

Ocean marine insurance protects goods and merchandise transported on shipping vessels. It covers both foreign and domestic waters and incorporates inland and aviation transport depending on its necessity for a specific shipment. This blog discusses various aspects of ocean marine insurance coverage, including who must buy this insurance, the different types of coverage offered, and the policy types and variants.

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