premier risk

15
May

Workers’ Compensation Insurance: Essential Information About Coverage Exclusions

Workers’ Compensation insurance is a vital safety net for employees, providing financial support in case of work-related injuries or illnesses. However, it’s crucial to understand that this coverage isn’t all-encompassing. Let’s explore the essential information about coverage exclusions in Workers’ Compensation, empowering both employers and employees to navigate potential limitations. Understanding Workers’ Compensation Workers’ Compensation is a mandatory insurance program that provides several benefits

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8
May

Will Your Motorcycle Insurance Cover Another Rider on Your Bike?

Hitting the open road on your motorcycle is a liberating experience. But what happens if you want to share the thrill with a friend? Before you offer someone a ride, it’s crucial to understand one key question: will your motorcycle insurance cover another rider on your bike? Let’s understand the complexities of motorcycle insurance and ensure everyone is covered in case of an accident. Types

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10
Apr

Homeowners Insurance: Does It Include Basement Flooding Protection?

Basement flooding can be a homeowner’s worst nightmare, causing extensive damage to property and belongings. Many homeowners wonder whether their insurance policy will provide coverage in the event of basement flooding. In this blog, we’ll understand the intricacies of homeowners insurance and explore whether it includes protection against basement flooding. Does Homeowners Insurance Cover Basement Flooding? In most cases, standard

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3
Apr

Condo Insurance: Can It Shield You from Special Assessments?

Living in a condominium comes with many benefits, but it also carries unique risks, including the possibility of special assessments. While condo insurance provides essential coverage for your unit and personal belongings, you may wonder if it can protect you from unexpected special assessments. In this blog, we’ll explore the role of condo insurance in shielding you from special assessments

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13
Mar

Understanding the Ins and Outs of Classic Car Insurance

Owning a classic car is not just about having a timeless piece of automotive history; it’s also about safeguarding and preserving a valuable asset. Classic cars require a different level of care, and this includes having the right insurance coverage. Let’s understand the ins and outs of classic car insurance, helping you navigate the unique considerations that come with insuring

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6
Mar

How to Verify Auto Insurance Coverage for a Vehicle?

Auto insurance is critical to responsible vehicle ownership, providing financial protection for accidents, theft, or other unforeseen incidents. Whether you’re purchasing a used car, lending your vehicle to someone, or just want to ensure your own coverage is up-to-date, verifying auto insurance coverage is a wise practice. Let’s explore the steps to verify auto insurance coverage for any vehicle effectively.

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14
Feb

Debunking 5 Common Misconceptions of Workers’ Compensation

Workers’ compensation is a crucial safety net that provides financial and medical support to employees who suffer injuries or illnesses on the job. Several misconceptions surround the process of workers’ compensation, which can lead to misunderstandings and anxiety among workers. Keep reading to learn about the five common myths surrounding workers’ compensation that we will debunk in this blog.  

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7
Feb

The Ins and Outs of Changing Jobs While on Workers’ Compensation

The delicate balance between employment and injury recovery can be a daunting challenge for those navigating the intricate landscape of workers’ compensation benefits. One pressing question is whether individuals can begin a new job while receiving these benefits. Keep reading to learn about the nuances of workplace injuries and the important considerations injured workers should consider. What Happens to My

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24
Jan

What You Need to Know About Homeowners Insurance for Older Homes?

Owning an older home exudes charm and character with its architectural quirks and unique history. However, it also comes with a set of challenges, especially when it comes to securing homeowners insurance. In this blog, we’ll unravel the intricacies of home insurance for older homes, exploring the best coverage options and why insuring older homes might be a bit pricier.

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