premier risk

As a small business owner, you may already have insurance coverage for your property and equipment. However, have you considered the risks associated with property that is frequently on the move? This is where inland marine insurance comes into play. Inland marine insurance provides coverage for property that is transported over land or stored at various locations, making it essential

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As a renter, it is important to protect your belongings and yourself in the event of unexpected circumstances. This is where renters insurance comes into play. However, what exactly does renters insurance cover? In this blog post, we will discuss what is covered by renters insurance, how renters insurance companies pay out claims and the importance of having renters insurance.

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As a business owner, you wear a lot of hats. From sales to final decisions to hiring and daily operations, there are many choices you have to make daily. When it comes to commercial insurance, the decision fatigue can kick in, leaving you with little time and energy to navigate the selection of the right insurance policy. While you may

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As the name implies, machinery breakdown insurance pays for the repair and replacement of machines as well as the financial losses incurred in case of a breakdown. For instance, if a power surge damages your computers halting business operations for one week, this policy will reimburse you the income lost during this time as well as cover the costs of

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As a business owner, you are exposed to multiple risks. Having the right policies in place can prevent legal action from occurring. If you sell different products, you need to know about products-completed operations insurance. This policy contains unique features compared to basic liability coverage. Product liability coverage protects your business if you are sued by someone because they believe

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Many New Yorkers with life insurance draw appreciable peace of mind from taking out this policy on their loved ones. The protections are worth the investment, but it’s important that you select the right coverage type for your unique needs. As you shop for life insurance in NY, here are important factors to keep in mind. #1. Do You Need

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Small and medium-sized enterprises account for more than 95% of all businesses in New York (NY). Similar to other businesses across the U.S., these businesses face myriad challenges, including, among others, inadequate funding, natural disasters, cyber threats, theft, lawsuits, third-party claims, and bodily injuries. This means that businesses operating in NY should carry the right business insurance coverage. Here’s a

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Believe it or not, but fewer women than men have life insurance. Not only that, but the death benefit is also well below that of men – about 22 percent less. Yet, women have become increasingly dominant players in today’s American workforce. Some women are the sole breadwinners for their families and, as such, are looking for financial security from life

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In today’s world, having insurance is important to protect yourself from unforeseen damages and losses. In fact, it is mandatory in most states to protect your home, car, or other assets. The problem is, that many people only have an insurance policy that meets the state’s minimum requirements. While it protects the policyholder, it does little to pay for the

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