Long-term care insurance

Planning for long-term care is crucial in ensuring that you or your loved ones are supported as health needs evolve. Many assume their health insurance will cover long-term care services, only to discover that it may not provide the support they need. Understanding what is covered under health insurance and where gaps exist can help you make informed decisions about

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Long-term care can be costly. When considering retirement planning, we plan on enjoying our golden years. We try not to think of being ill or in a long-term care facility. We purchase annuities because they help create financial stability. The customizable insurance contracts can include a long-term care rider who will pay for our care if we become ill and

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Long-term care insurance (LTCI) is a type of coverage that enables you to pay for long-term care expenses, which are typically not covered by regular health insurance. According to 2020 data from the Administration for Community Living, a division of the U.S. Department of Health and Human Services, almost 70% of 65-year-olds will require long-term care or assistance. Women require

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