Being involved in a car accident is a stressful experience, even if you weren’t the one behind the wheel causing the collision. While you may walk away physically unscathed, you might be wondering how the accident will impact your auto insurance rate. Let’s understand the complexities of not-at-fault accidents and how they might affect your car insurance rates. The Not-So-Simple
Owning a classic car is not just about having a timeless piece of automotive history; it’s also about safeguarding and preserving a valuable asset. Classic cars require a different level of care, and this includes having the right insurance coverage. Let’s understand the ins and outs of classic car insurance, helping you navigate the unique considerations that come with insuring
In most cases, auto insurance companies work with inspection agencies to finalize insurance rates for drivers. The inspection services provide insurers with access to photos from a car inspection they performed. Insurance companies use photo inspections to assess the status of different vehicles and to adjust coverages or finalize claims. Are Inspections Required to Obtain Car Insurance? Some insurance companies
Finding auto insurance in NY can be a difficult process. Things become even more complicated when you are looking for car insurance for an old vehicle. While you might feel that having an old car is a disadvantage, there are a few things that you can do to find a good auto insurance policy, even if you have a vehicle
Car accidents can cause result in significant damages. In some cases, the cost of that damage may exceed the limits of a person’s auto insurance coverage. When this happens, you may be left paying for any amount that is not covered. This can include both auto repairs, property damage, or medical expenses. Understanding your rights and the available legal options
New York State Auto Insurance Requirements To register a vehicle in New York, you must carry the state-mandated minimum automobile liability insurance. This includes: For an accident involving a single individual, you need $50,000 for death and $25,000 for bodily injury For an accident involving more than one individual, you need $100,000 for death and $50,000 for bodily injury For
How to Handle a Car Accident Claim Without the Additional Information It can happen to the best of us: getting into a car accident and not getting the other driver’s information. Perhaps you were flustered and simply forgot. Perhaps they wouldn’t divulge anything, and it could have even been a hit-and-run accident. Regardless, you’re in the unfortunate position that the