Common Myths About Auto Insurance – Busted

Understand the Truth Behind Common Misconceptions

We know we need car insurance. Unfortunately, for many people, there are certain myths floating around about car insurance that means they select the wrong insurance or do not understand it in truth. To help, we’ve picked a few common myths and the truth behind them.

Car insurance only covers accidents.

Apart from accidents, car insurance also covers losses caused by events out of your control. This includes damage from non-collision events such as hail, lightning, and more. It also covers theft and vandalism.

I don’t need to insure my car if I don’t drive it.

Even if your car is off the road, it’s important to insure it. Not only is it necessary, but it can help protect your vehicle if it gets damaged or is stolen while off the road.

It’s best to let my policy automatically renew each year.

In truth, there are no prizes for staying loyal when it comes to car insurance. When it comes time to renew your auto insurance policy, take a moment to shop around. You might be tempted to let your policy auto-renew, but it could be costing you more than necessary.

When you’re looking for quality car insurance, trust the experts at Premier Risk, LLC. We have years of experience matching the right auto policy to the motorist, tailoring it to your needs, budget, and vehicle. Contact us today on Long Island, New York to get started!