How Can I Save Money on Business Insurance?

Find Affordable Commercial Insurance Coverage


For most businesses, every penny needs to be accounted for. When you’re launching a start-up or growing a small businesses, finances are often your first priority. The good news is that you can protect your business with commercial insurance on Long Island, NY without breaking the bank. Here’s how to get started.


Compare Quotes

It may be easy enough to click on the first link you see online to purchase insurance, but this doesn’t always mean it’s the right coverage or right price. Start by narrowing down your selection to three insurers. Obtain quotes from these three different insurers to see what they can offer you. Don’t just look at the premium price, either. Compare their coverage options, the deductible, policy limits, and their carrier ratings. This way, you’ll be in a better position to select the right coverage that suits your business’s budget.


Bundle Policies

Have other insurance policies to take out? Talk to your insurer first. Many carriers offer a discount when you purchase multiple policies. A business owner’s policy (BOP) is the most common discounted insurance bundle for small businesses. It combines general liability and commercial property insurance in one package for small businesses on a tight budget.


Manage Risk

Risk is part and parcel of running a business. Yet, you can keep your business and employees safe by implementing safety procedures, running safety training courses, and installing security cameras and alarms. If you address trouble spots in your business, you may qualify for cheaper business insurance.


Finding affordable business insurance doesn’t have to be difficult. When you’re ready to find reliable insurance for your business, the team at Premier Risk Insurance are here to help! We serve Long Island and neighboring cities in New York – Contact us to get started today.