What Are the Benefits of Being an Independent Insurance Agency?

When you are in the market for insurance, you will either choose a captive agent or an independent agent. Captive agents work in an agency that offers policies from one carrier. An independent agent who works at an independent agency offers more options from a wider range of carriers. Both types of agents offer benefits in their own ways. There are several reasons why people choose to work with an independent agent over a captive agent.

Why Work with an Independent Insurance Agency?

Independent agents work with many different insurance carriers and are capable of offering all types of insurance for both residential and commercial customers. Since captive agents only work with one carrier, you only get one option. With an independent agent, you have access to several carriers so that all of your insurance needs are met.

Advantages of Independent Insurance Agents

Flexibility and stability are key components when you choose an insurance agent. With an independent agent, you get many advantages over and above what an independent agent can offer. In addition to comparable prices, you also get the experience of a team of professionals and a committed agent who are always available when you need them.

  • Multiple quotes from Different Carriers

    An independent agent works with many carriers and can provide you with multiple quotes for each type of insurance policy you need. Having access to multiple quotes and multiple carriers allow you to choose from several options and build a bundle of policies that will meet your needs and give you the financial security you need and want.

  • Same Agent if You Switch Providers

    Even though independent agencies offer policies from multiple carriers, you will also have access to a committed agent. You will have access to the experience of many agents but the dedication and commitment of one who will get to know you and your family. They will work with you and can find the answers to many of your questions.

  • Individualized Customer Service

    An independent agent can offer you individualized customer service backed up by a larger group of agents and multiple carriers. Working with one agent allows you the security of being able to rely on one agent instead of dealing with several agents who know nothing about you. With an independent agent, you are able to build a solid, working relationship based on trust and commitment.

  • Smaller Insurance Companies

    Independent agents are often found in smaller offices that are local to the community. They are from the area and know their neighbors. With a smaller insurance company, there is less risk of being lost in the shuffle. Having a committed agent means you primarily deal with them. If there is ever a time when they are unavailable, another agent from their office knows you and can still provide you with quality service.

Why Premier Risk?

Premier Risk is an independent agency that is committed to its clients. We take pride in being able to assist each of our clients in finding the best possible insurance solutions. We get to know our clients and work with them to make sure they have the types of insurance they need to feel financially secure. Contact the agents at Premier Risk to learn more about the policies they have to offer! With our list of carriers, we can provide you with everything you need.