Home Insurance-Friendly Ways to Remodel Your Property

Remodeling Your Property While Benefiting Your Insurance


Are you thinking of making renovations to your property? If so you may be aware that even minor remodels can impact your home insurance on Long Island, NY. To make home insurance-friendly upgrades to your property, take a look at the top tasks below.


New Roof

A new roof may not be the most exciting renovation but it is sure to earn you a lower home insurance premium. If you’re located in a particularly exposed or windy area, you could be looking at a significant discount on your premium. Since a roof is the home’s first line of defense against weather, home insurers look at the age and condition of a roof when determining home insurance premiums.



Installing high-quality, functioning locks is a great way to make your home safer and earn a discount on your home insurance. Ramp up your security with deadbolts, smart locks, and any other home safety devices you can find.


Replacing Electrics

If your renovation includes updating outdated electric and plumbing systems, then you could find a lower home insurance rate. Old systems can be at risk of fire and flooding, which means replacing these systems with new and improved ones reduced your risk of disaster.


Your homeowners insurance can help you should the worst happen. From a fire to a natural disaster, your home insurance protects your property. Do you need help reading or securing the right homeowners insurance for your needs? Contact the team at Premier Risk, LLC to get started! We serve Long Island and neighboring cities in New York.