Homeowners Insurance

10
Apr

Homeowners Insurance: Does It Include Basement Flooding Protection?

Basement flooding can be a homeowner’s worst nightmare, causing extensive damage to property and belongings. Many homeowners wonder whether their insurance policy will provide coverage in the event of basement flooding. In this blog, we’ll understand the intricacies of homeowners insurance and explore whether it includes protection against basement flooding. Does Homeowners Insurance Cover Basement Flooding? In most cases, standard

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24
Jan

What You Need to Know About Homeowners Insurance for Older Homes?

Owning an older home exudes charm and character with its architectural quirks and unique history. However, it also comes with a set of challenges, especially when it comes to securing homeowners insurance. In this blog, we’ll unravel the intricacies of home insurance for older homes, exploring the best coverage options and why insuring older homes might be a bit pricier.

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12
Jul

Understanding Homeowners Insurance Coverage for a Flooded Basement

Homeowners insurance is essential for protecting your property and belongings from several risks. However, the coverage can be tricky when it comes to a flooded basement. Understanding the specific circumstances under which homeowners insurance covers a flooded basement is crucial for homeowners. Continue reading this article to learn about the inclusion and exclusions of homeowners insurance for flooded basements. Scenarios

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3
May

9 Actionable Tips to Lower Your Home Insurance Rates

As a homeowner, you may find that your insurance rates are one of your biggest expenses. But did you know that there are ways to lower your home insurance rates? By taking some simple steps, you can potentially save hundreds of dollars each year. In this blog, we will discuss 9 actionable tips that can help you lower your home

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24
Nov

Why Homeowners Insurance Is Required to Sell a Home in Long Island, NY

You might be thinking about whether you need homeowners insurance when selling a home. The answer is yes, you need homeowners insurance for the home you are going to sell which will cover you until you sell it. However, the type of homeowners insurance you need will vary depending on your situation. What Is Covered by Homeowners Insurance While Selling

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24
Jun

All You Need to Know About a Homeowners Insurance Binder

A homeowners insurance binder is a document that you’ll get from your insurance agent that proves that you’ve bought homeowners insurance. The document essentially serves as a provisional insurance policy. As such, it contains your homeowners policy details, including the deductible and coverage limits. After you receive the official homeowners insurance policy, the binder becomes invalid. Here’s detailed information on

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25
Nov

Insurance for Modular Homes: What You Need to Know

If you’ve ever considered buying a modular home in New York, you may wonder if you can protect it with a standard homeowners’ insurance plan. The answer is yes since many insurance companies don’t differentiate between a modular and conventional home. Nonetheless, there may be differences in risks. Here’s what you need to know about modular or mobile home insurance

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5
Nov

Common Mistakes When Buying Homeowners Insurance

Are you on the hunt for homeowners insurance? If so, you may want to do a bit of prep and research beforehand to ensure you’re doing all the right things. A little consideration can mean the difference between the right, affordable coverage, and a policy that leaves you out in the cold when the worst happens. You can learn from

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10
Sep

2020 Update: How to Cut the Cost of Your Home Insurance

The cost of homeowners insurance is one of those unavoidable expenses that come along with owning a house. How much you pay for coverage will depend on a variety of factors such as the location and age of your home, but the average premium costs over $1,000. Although it can feel like a big expense, you know that you will

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