Should You Consider Getting Joint Life Insurance? In a couple, you may have joint car insurance and home insurance. Yet, when it comes to life insurance, you may take out separate policies. While this is certainly an option, joint life insurance is a possibility. This type of joint coverage is an option for couples who would like to provide
Lesser-known Facts About Long-Term Care Insurance When you think about long-term care insurance, what comes to mind? Unfortunately, all too often, people hold certain misconceptions about long-term care insurance, deeming it unnecessary and confusing. However, today there are many coverage options that people can benefit from. To find out more about long-term care insurance and what it can do
Remodeling Your Property While Benefiting Your Insurance Are you thinking of making renovations to your property? If so you may be aware that even minor remodels can impact your home insurance on Long Island, NY. To make home insurance-friendly upgrades to your property, take a look at the top tasks below. New Roof A new roof may not
Understanding what life insurance is not. Are you confused when it comes to life insurance on Long Island, NY? If so, you’re not alone. It can be a daunting and confusing policy to get your head around, and sometimes that information can be misunderstood. To help, we’ve rounded up a few things that life insurance is not so that
Keep these considerations in mind when securing renters insurance. You’ve moved into a new place. In all the excitement of unpacking and decorating your new place, you can easily overlook an essential step in settling into your new apartment – getting renters insurance. Many renters mistakenly believe that they can survive without coverage, yet, all too often accidents happen
Does a Raise Spark More Life Insurance Coverage? Congratulations, you’ve got a big raise! Whether it was unexpected or you’ve been working to achieve it for months, you may be cheering and celebrating. Sooner rather than later, you will want to sit down and think about what you’ll do with all that extra income. It may be far down
Business Risks You’re Overlooking Small and medium-sized business owners often forget about some of the most dangerous risks they are exposed to. All too often, these businesses face significant risks from employee lawsuits, business interruption, and cyber breaches – yet, take no action and overlook their danger. Employee Lawsuits Even if your team is close-knit and work well
Myths and the Truth Behind Them As with anything in life, there are a number of myths surrounding the topic of life insurance. Unfortunately, these common misconceptions can impact young families, causing them to overlook life insurance on Long Island, NY altogether or incorrectly understand a policy. We take a look at the top three myths about life insurance
How Certain Home Insurance Claims Impact Your Premiums Insurance rates are based on a number of risks, but there are some factors that affect a policyholder’s insurance more than others, such as filing claims. Believe it or not, but filing claims will raise rates more than any other factor – besides poor credit. To help you understand which claims